Methods To Recognize Student-loan Scam Calls
Student loan scams are becoming more and more common. According to the Federal Trade Commission, about 20,000 students were scammed out of over $700,000 in 2018. If you're not sure how to spot a scam call, here are a few methods to help you out. First, be suspicious of any caller who asks for personal information like your Social Security number or bank account number. Legitimate lenders will never ask for this information over the phone.
Second, be suspicious of any caller who insists on a quick decision. A legitimate lender will never pressure you to sign up for a loan immediately.
Third, be suspicious of any caller who offers a too-good-to-be-true loan. There's no such thing as a free lunch, and there's no such thing as a free student loan.
If you're not sure whether a call is a scam, hang up and call the official customer service line for the company that the caller claimed to be from. Never give out any personal information to a caller you don't trust.
If you think you've been scammed, report it to the FTC. You can also report it to your state's attorney general's office. With enough reports, hopefully, we can put an end to these student loan scams once and for all.
What Are Student-loan Scam Calls
Student-loan scam calls are on the rise, and borrowers need to be aware of the dangers. Criminals are targeting student loan borrowers with fake calls from loan servicers in an attempt to steal their personal information. Borrowers need to be aware of the red flags of a student-loan scam call. Here are a few tips:
-Don't trust caller ID. Scammers can make it look like the call is coming from the loan servicer, but it could be anyone.
-Don't give out personal information. Scammers may ask for your Social Security number or bank account information.
-Don't pay for help. Legitimate loan servicers don't charge for help with student loans.
If you think you may have been scammed, report it to the FTC.
Student loan scam calls are on the rise, and it's important to be aware of the dangers. Criminals are targeting student loan borrowers with fake calls from loan servicers in an attempt to steal their personal information.
Borrowers need to be aware of the red flags of a student-loan scam call. Here are a few tips:
-Don't trust caller ID. Scammers can make it look like the call is coming from the loan servicer, but it could be anyone.
-Don't give out personal information. Scammers may ask for your Social Security number or bank account information.
-Don't pay for help. Legitimate loan servicers don't charge for help with student loans.
If you think you may have been scammed, report it to the FTC.
Why Do You Keep Getting Calls About Student Loans?
If you're like most people, you've probably been getting a lot of calls lately about student loans. You may be wondering why you're getting these calls, and what you can do to stop them. The calls you're getting are likely from a debt collector. Debt collectors may contact you about any past-due debt, including student loans. Student loans can be difficult to pay off, especially if you're not earning a high salary.
There are a few things you can do to reduce the number of calls you're getting from debt collectors:
1. Pay off your debt as soon as possible. This is the best way to stop the calls.
2. Talk to the debt collector. If you can't pay off your debt right away, try to negotiate a payment plan.
3. Get help from a credit counseling service. Credit counseling can help you get your finances in order and reduce your debt.
If you're having trouble making your student loan payments, don't hesitate to reach out for help. There are many resources available to you, and you don't have to struggle alone.
A Reserve Phone Lookup Can Help Avoid Student-loan Scammers
There are a lot of scams targeting college students these days, and one of the most insidious is scammers who pose as loan servicers. By pretending to be the company that's responsible for collecting your student loan payments, these scammers can trick you into paying them instead of the actual loan servicer. One way to protect yourself from this scam is to perform a reserve phone lookup. This is a process where you enter your student loan information into a public database, and then check to see if the contact information for your loan servicer matches the information provided by the scammers. If they're different, you know you're dealing with scammers and can take steps to protect yourself.
Performing a reserve phone lookup is a quick and easy way to protect yourself from scammers, and it's something every college student should do. By knowing who you're dealing with, you can avoid being scammed and keep your hard-earned money in your pocket.
Keep Your Student Debt Private To To Avoid Being Vulnerable To Scammers
Student debt is a big issue for many people. It's important to keep your student debt private to avoid being vulnerable to scammers. There are a lot of scammers out there who try to take advantage of people with student debt. They may offer to help you consolidate or lower your payments, but they may just be trying to steal your money.
It's important to be careful and only work with reputable companies or organizations when it comes to your student debt. Keep your debt private and avoid being scammed.
